What are Minda AI credits, and what happens when I run out?

Credits pay for Minda's hosted AI models, so you need no setup and no keys.

How they are used

• A standard message starts at 1 credit. Larger models cost more, and each model's price is shown before you pick it.
• Pictures, voice and video are priced by size and length.
• Failed and empty replies are never charged.
• Short everyday replies are free each day: 30 on Free and 100 on Pro.

To see where yours went, open Settings → Account → Minda AI credits → History. It lists each request by model, credits and time, never the words, for 92 days.

When you run out

1. Wait for next month's credits.
2. Buy a credit pack. Packs never expire.
3. Use your own AI keys or Ollama. They use no credits and have no limit.
4. Open Minda signed in each day. The daily check-in adds +3 credits a day, with bonuses at 7 and 30 days. Those credits count for that month only.

Community rewards add to the same monthly credits. The points announcement lists them.